A Halt to the Decline in Card Borrowing?

There Must Be a Corner to Turn Nearby

Abstract: For the better part of 2011, credit card borrowing in the United States showed little direction. At least it was not down. The optimists among us might see the start of an upward trend in card usage and borrowing, but have consumers directed their limited borrowing priorities elsewhere?

Other recent Credit Advisory Reports recently released:

	Card-Not-Present Risk Management Across the Value Chain	February 2012
	David Fish

Acquirers Dealing With Obstacles While IRS Delays Penalties on 1099-K Reporting December 2011 David Fish

	Payment Acquiring and Merchant Services in Canada	November 2011
	David Fish

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Mercator Advisory Group is the leading, independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world's largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal PaymentsJournal.com.