Debit Advisory Service

Mercator Advisory Group provides research and advisory services for the consumer payments industry. We are exclusively focused on the impact of technology on business process. We provide analyst reports, presentations, consulting and other services in support of strategic marketing and technology initiatives.

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Special Purpose Banks

Power-Shifting One Step at a Time

Abstract: Georgia state legislators quietly passed a law that allows merchant acquirer limited purpose bank charters, another important win for the acquiring side of the payments market. This viewpoint addresses two questions: Now that some acquirers are no longer subordinate to bank sponsors, is the crack in the market wide enough to shine a light on what a Payment Services Directive might look like in the United States? And what about issuers: Are market dynamics shifting in favor of reopening the ILC debate?

Other recent Debit Advisory Reports recently released:

BRIC Debit Divergence: Brazil and India May 2012
Patricia Hewitt

Overdraft Fees April 2012
Patricia Hewitt

Top 50 Debit Card Issuers: Rewards and Loyalty: 2011 Annual Review March 2012
Patricia Hewitt

This is a Mercator Advisory Group Viewpoint and is available through a membership services relationship. It is also available for one-off purchase. Members of Mercator Advisory Group's Debit Advisory Service have access to reports as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.

Please visit us online at www.mercatoradvisorygroup.com.

For more information and media inquiries, please call Mercator Advisory Group's main line: (781) 419-1700 or send E-mail to info@mercatoradvisorygroup.com.

For free industry news, opinions, research, company information and more visit us at www.PaymentsJournal.com.

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About Mercator Advisory Group
Mercator Advisory Group is the leading, independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world's largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal PaymentsJournal.com.

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