Merchant Services

Order Form

    This individual Report Payment Channel Alternatives to the Card Networks for Merchant is available for purchase. This Report is available to members of Mercator Advisory Group’s Merchant Services Advisory Service. Please be advised that this Report is normally part of a research and advisory service that provides ongoing support throughout the year. As such, this Report contains significant depth of content that is selected for its strategic importance to our members. (For a description of these services, see our Advisory Services section).

    While the Report represents significant analyst time invested, there is no means of our ascertaining if it will fully meet your specific intended purposes. Typically, these Reports form the basis for future discussions with our clients where we are able to fine-tune additional information that we have gathered in the construction of the series of Reports (or locate new information rapidly due to our exclusive focus on gathering information in the payments industry) for specific member needs.

    Unfortunately, in fairness to our paying members, we are not able to offer this level of support for a single Report purchase. We will, however, credit any Research Document purchase against the future purchase price of the service should you become a member within 30 days of purchasing the document.

    The price for individual Report purchases is $2950 per document. 


    Use the form below to request this individual Report purchase or

    Click here for a fax-back order form




Payment Channel Alternatives to the Card Networks for Merchant

Merchants find savings on transaction processing costs

New research from Mercator Advisory Group reviews payment acceptance alternatives for merchants and how they can lower payment processing costs.

All brick-and-mortar merchants need to reduce their overhead costs in a time of reduced sales volume. Many merchants may be unaware of some alternative and emerging payment channels that are available to them and fail to take advantage of other ways in which in-store shoppers can pay. These are systems that are not routed through the established payment card networks and feature lower transaction fees.

A new research report from Mercator Advisory Group, Payment Channel Alternatives to the Card Networks for Merchants, describes the ways that consumers can pay for transactions in stores and how merchants can integrate these payment acceptance methods into their point of sale (POS) systems. Most retailers, especially small businesses, can save money on card processing fees (interchange) and related fees thanks to some existing technologies as well as more recent API developments from payment providers.

“Merchants are looking for ways to save costs in times of low growth or no-revenue growth and shrinking profit margins. Now they have some viable ways to save on processing costs for sales transactions by offering their shoppers some alternative payment methods,” commented Raymond Pucci, Associate Director, Research Services at Mercator Advisory Group, and author of the report.

This report is 15 pages long and has 6 exhibits.

Companies mentioned in this report: American Express, Best Buy, Circle K, CITGO, Cumberland Farms, Chase, Discover, First Data, GasBuddy, Mastercard, Speedway, Starbucks, Target, Vantiv, Venmo, Visa, Walmart, Wex, Zelle, and ZipLine.

Highlights of this research report include:

  • Consumer in-store payment preferences

  • Types of merchant payment channel alternatives

  • Emerging decoupled debit payment methods

  • Merchant pains and gains from card networks

  • Merchant payment transaction processing fee examples