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MERCATOR ADVISORY GROUP
is the leading independent research and advisory services firm exclusively focused on the payments and banking industries globally, charting the course for sustained growth and profitability.

 

 The Economics of Debit Acquiring 
 Evolving US Payment Systems and Bank Delivery Channels: Death of the Teller...Again? Part I: Bank Delivery Channels Evolve to Support Electronic Payments 
 Evolving US Payment Systems and Bank Delivery Channels: Death of the Teller...Again? Part II: Payment Trends Driving Bank Delivery Channel Change 
 Changing Places: Prepaid Open Loop Cards Poised to Pass Closed Loop Dollar Loads in 2012 
 Gateway Providers Look Toward the Cloud: There'll Be a Lot of Company Up There 
 Alternate Payments: Disruptive Technology or Just an Online Ally for Traditional Payment Providers? 
 How Close Is Proximity? Part I: NFC Proximity Mobile Payments in 2009 
 How Close Is Proximity? Part II: Alternative Proximity Mobile Payments in 2009 
 EMV Migration in Asia-Pacific 
 Automated Teller Machines, The Other Self Service 
 Mobile Payment Systems: With or Without Banks 
 Consumer Prepaid Distribution Strategies, And The "Malling" of Prepaid 
 How Developing World FIs Will Miss the Biggest Consumer Financial Services Market of All Time 
 Merchant Funded Rewards -Debit Loyalty Programs and Roles for Acquirers in MFDNs 
 PayPal + Banks = Growth? 
 Top 50 Debit Card Issuers Loyalty and Rewards Programs 2009 - Year in Review 
 Switching From Credit to Debit: A Long-Term Trend Gets a Boost from the Recession 

"NFC has come a long way. And different industry groups recently made some encouraging progress in finalizing the technical standard issues for mass production. But mobile operators and financial institutions are running out of patience as the market drags on and major commercial roll-outs worldwide not expected until 2012. Though NFC solutions are still considered the best long-term solutions for offering proximity mobile payment and other services, some industry players are seriously considering other options that allow them to move quickly in the market with some simpler technology and less business issues to resolve. The next two years will be very important for kick starting market initiatives in proximity mobile services. And various vendors are working hard to offer different innovative solutions."

Terry Xie, Director, International Advisory Service
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