Mercator Advisory Group provides research and advisory services for the consumer payments industry. We are exclusively focused on the impact of technology on business process. We provide analyst reports, presentations, consulting and other services in support of strategic marketing and technology initiatives.

MERCATOR ADVISORY GROUP is the leading independent research and advisory services firm exclusively focused on the banking and payments industry.


		5th Annual Network Branded Prepaid Market Assessment


		Driving Consumers Toward Mobile Money Services: Lessons from South Africa, the Philippines, and Kenya


		Merchant Funded Discount Networks: Adding to the Payments Value Chain


		Patience and the Win/Win: Broadband and the Rural Financial Institution


		Self-Service Kiosks, Bill Pay and Getting It Right


		Remote Deposit Capture Supplier Review


		A New POS Paradign: Hardware as Service Delivery Platform


		Retail Credit Cards: New Interest In An Old Topic


		Banks, Cognitive Dissonance and Underserved Consumers:


		Merchant Acquiring in the United States 2008: Birth of the Perfect Storm?


		Brazilian Payment Card Market: Major Changes Ahead


		Bank Innovation: Understanding Customer Behavior


		Payroll Segmentation: Driving Payroll Cards Beyond the Unbanked

"The overall growth rate associated with the Network Branded Prepaid Market has slowed somewhat, but still grew by 44.5% from $26.8 Billion in 2006 to $38.7B in 2007. While this represents an enviable growth rate by almost any external standard, it will likely still disappoint an industry that has come to expect triple digit growth rates. This slowdown in growth rate should not be surprising since the increase in total market dollar value simply makes triple digit growth rates increasingly difficult to achieve. The $11.9B increase for the Open Loop load is a very healthy increase in market size."

Tim Sloane
Director, Prepaid Advisory Service